Grants and Funding for Energy Upgrades

Making your home or business more energy-efficient is not only good for the environment — it’s also more affordable than ever, thanks to a range of government-backed grants and funding schemes. At FLO Renewables, we help guide you through the process of applying for support to make energy upgrades simple, stress-free, and cost-effective.

In the UK, there are several major funding schemes available in 2025. The ECO4 Scheme (Energy Company Obligation) is designed to help low-income and vulnerable households across England, Wales, and Scotland access free or heavily subsidised energy-saving improvements. This includes upgrades like insulation, air source heat pumps, solar panels, and heating system replacements. Eligibility is often based on household income or receipt of qualifying benefits, and our team can help check if you meet the criteria and manage the application on your behalf.

In Scotland, Home Energy Scotland offers a generous package of support to homeowners, including a combination of grants and interest-free loans. You can receive up to £7,500 in grant funding (or £9,000 if you live in a rural or island area) for installing clean heating systems like heat pumps or solar PV. Additional funding is also available for insulation and other energy efficiency measures. The programme is open to most homeowners and does not require you to be on benefits. FLO Renewables can help you design a qualifying system and guide you through the funding application step by step.

Power Your Business with Government-Backed Energy Support

For small and medium-sized businesses, Business Energy Scotland provides support to reduce energy costs and carbon emissions. You may be eligible for interest-free loans of up to £100,000 to invest in renewable technologies and energy-saving upgrades. This includes lighting, insulation, heating, and solar PV systems. Free expert advice is also available to help you identify the best improvements and savings opportunities for your property.

No matter your property type or energy goals, there is likely support available to help you make the switch to renewables. FLO Renewables works with all major schemes to make sure you get the maximum funding possible, with full support from consultation to installation.

Residential Funding Assistance

The Scottish Government offers grants and interest-free loans to help households invest in renewable energy. It’s never been easier or more cost-effective to go green at home.

Commercial Funding

Scottish businesses can now access funding to support energy-saving upgrades. From solar installations to EV charging and more, it’s the perfect time to cut costs and boost sustainability.

Funding Examples

There are several government-backed schemes available in Scotland to help cover the cost of energy efficiency upgrades for both homes and businesses. Whether you’re looking to install a heat pump, add insulation, or invest in solar panels, these funding options can significantly reduce upfront costs and make renewable energy more accessible. Below are three key programmes offering grants, loans, and expert support — each designed to help you cut carbon, lower bills, and improve energy performance in your property.

*Estimated Funding

Home Energy Scotland Grant and Loan Scheme

This Scottish Government initiative offers homeowners a combination of grants and interest-free loans to support energy efficiency improvements:

Clean Heating Systems: Up to £7,500 in grant funding for systems like heat pumps, with an additional £7,500 available as an optional interest-free loan. Rural and island homes may be eligible for an extra £1,500, bringing the total potential grant to £9,000.

Energy Efficiency Measures: Grants covering up to 75% of the combined cost of measures such as insulation, up to a maximum of £7,500. The remaining cost can be covered by an optional interest-free loan.

Business Energy Scotland – SME Loan Scheme

Small and medium-sized enterprises (SMEs) in Scotland can access interest-free loans to implement energy efficiency improvements:

Loan Amounts: Unsecured, interest-free loans ranging from £1,000 to £100,000 to fund projects like heating upgrades, lighting systems, insulation, and more.

Eligibility: Available to SMEs, including charities and registered start-ups, aiming to reduce energy costs and carbon emissions.

ECO4 Scheme

The UK Government’s Energy Company Obligation (ECO4) scheme provides funding for energy-efficient upgrades to homes:

Eligibility: Homeowners and private tenants on certain means-tested benefits may qualify for fully funded improvements.

Covered Improvements: Includes insulation, heating system upgrades, and renewable energy installations like solar panels and heat pumps.